IWM -- Adjustment

The IWM position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$63.28	2009-12-29	Buyback 20 IWM Dec 2009 $61 @ $2.34	-$4,709.95	32.3%	30.1%
$63.28	2009-12-29	Sell 20 IWM Jan 2010 $63 @ $1.30	$2,570.05	32.8%	30.9%

 

SPY -- Adjustment

The SPY position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$112.76	2009-12-29	Buyback 10 SPY Dec 2009 $110 @ $2.84	-$2,859.95	20.2%	20.4%
$112.76	2009-12-29	Sell 10 SPY Jan 2010 $113 @ $1.44	$1,420.05	20.6%	21.0%

 

EEM -- Adjustment

The EEM position was rolled down and out:

Price	Date	Description	Total	aXIRR	aROI
$40.31	2009-12-17	Buyback 20 EEM Dec 2009 $41 @ $0.10	-$229.95	50.1%	47.3%
$40.30	2009-12-18	Sell 20 EEM Jan 2010 $40 @ $1.31	$2,590.05	48.8%	47.1%

 

SPY -- Adjustment

The SPY position was rolled down and out (to quarter-end):

Price	Date	Description	Total	aXIRR	aROI
$110.25	2009-12-17	Buyback 10 SPY Dec 2009 $111 @ $0.10	-$119.95	19.8%	19.9%
$109.88	2009-12-18	Sell 10 SPY 2009-Q4 $110 @ $1.46	$1,440.05	20.2%	20.4%

 

IWM -- Adjustment

The IWM position was rolled up and out (to quarter-end):

Price	Date	Description	Total	aXIRR	aROI
$60.40	2009-12-18	Buyback 20 IWM Dec 2009 $59 @ $1.40	-$2,829.95	30.8%	28.5%
$60.83	2009-12-18	Sell 20 IWM 2009-4Q $61 @ $0.73	$1,430.05	32.1%	29.9%

 

NFLX -- Adjustment

The NFLX position was rolled down and out:

Price	Date	Description	Total	aXIRR	aROI
$55.73	2009-12-14	Buyback 20 NFLX Dec 2009 $60 @ $0.10	-$229.95	36.2%	30.7%
$55.99	2009-12-14	Sell 20 NFLX Jan 2010 $55 @ $3.10	$6,170.05	39.5%	33.8%

 

MMM -- Adjustment

The MMM position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$78.38	2009-11-17	Buyback 10 MMM Nov 2009 $75 @ $3.30	-$3,319.95	31.9%	25.7%
$80.23	2009-12-10	Sell 10 MMM Jan 2010 $80 @ $2.40	$2,380.05	32.5%	27.6%

I didn't roll it last month because the time value on the Dec $80's were too low. I had put in a limit order to sell it for $1.50, but it never triggered. So, theoretically, I missed on a month's worth of option income -- which was only about $0.90 per share at the time. I believe the primary reason is because the stock price was midway between two strike prices ($75 and $80), so neither one had a lot of time value to it.
 

SPY -- Adjustment

The SPY position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$110.68	2009-11-17	Buyback 10 SPY Nov 2009 $109 @ $2.00	-$2,019.95	19.4%	19.2%
$110.76	2009-11-17	Sell 10 SPY Dec 2009 $111 @ $2.50	$2,480.05	20.4%	20.5%

 

EEM -- Adjustment

The EEM position was rolled out:

Price	Date	Description	Total	aXIRR	aROI
$41.46	2009-11-17	Buyback 20 EEM Nov 2009 $41 @ $0.80	-$1,629.95	53.7%	49.3%
$41.49	2009-11-17	Sell 20 EEM Dec 2009 $41 @ $1.85	$3,670.05	53.1%	50.2%

 

NFLX -- Adjustment

The NFLX position was rolled up:

Price	Date	Description	Total	aXIRR	aROI
$59.38	2009-11-17	Buyback 20 NFLX Dec 2009 $55 @ $5.40	-$10,829.95	45.1%	37.5%
$59.17	2009-11-17	Sell 20 NFLX Dec 2009 $60 @ $2.50	$4,970.05	49.6%	41.4%

 

IWM -- Adjustment

The IWM position was rolled down and out:

Price	Date	Description	Total	aXIRR	aROI
$58.84	2009-11-13	Buyback 20 IWM Nov 2009 $61 @ $0.16	-$349.95	28.9%	26.4%
$58.84	2009-11-13	Sell 20 IWM Dec 2009 $59 @ $1.93	$3,830.05	30.3%	28.1%

 

NFLX -- Adjustment

The NFLX position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$56.28	2009-11-09	Buyback 20 NFLX Nov 2009 $50 @ $6.40	-$12,829.95	44.6%	36.2%
$56.28	2009-11-09	Sell 20 NFLX Dec 2009 $55 @ $3.60	$7,170.05	45.1%	37.5%

 

RTW - New Position (EWZ)

I'm starting a new entry for weekly holdings of "Riding the Wave" candidates. Since they are weekly holdings, I don't plan on selling calls against them. Maybe in the a week leading into option expiration. However, I would note that the current 3.7% time value for the month looks enticing relative to other calls I've sold for the month.

The RTW method is the one I indicated on the JustCoveredCalls forum that has too many good months -- that capping gains on good months by selling covered calls on the positions was counter-productive.

We'll see how it goes in real time:

Price	Date	Description	Total	aXIRR	aROI
$75.76	2009-10-19	Buy 1000 EWZ @ $75.76	-$75,758.10	--	--

 

EEM -- Adjustment

The EEM position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$40.24	2009-10-13	Buyback 20 EEM Oct 2009 $39 @ $1.35	-$2,729.95	51.0%	45.4%
$41.53	2009-10-19	Sell 20 EEM Nov 2009 $41 @ $1.69	$3,350.05	54.5%	50.2%

 

NFLX -- Adjustment

The NFLX position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$49.50	2009-10-15	Buyback 20 NFLX Oct 2009 $47.50 @ $2.15	-$4,329.95	35.3%	28.9%
$49.96	2009-10-19	Sell 20 NFLX Nov 2009 $50 @ $2.65	$5,270.05	42.2%	34.6%

 

IWM -- Adjustment

The IWM position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$61.04	2009-10-13	Buyback 20 IWM Oct 2009 $58 @ $3.20	-$6,429.95	32.1%	28.6%
$62.02	2009-10-19	Sell 20 IWM Nov 2009 $61 @ $2.75	$5,470.05	34.5%	31.5%

 

SPY -- Adjustment

The SPY position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$108.58	2009-10-16	Buyback 10 SPY Oct 2009 $107 @ $1.61	-$1,629.95	16.5%	16.1%
$109.61	2009-10-19	Sell 10 SPY Nov 2009 $109 @ $3.00	$2,980.05	18.9%	18.8%

 

MMM -- Adjustment

The MMM position was rolled out:

Price	Date	Description	Total	aXIRR	aROI
$76.94	2009-10-15	Buyback 10 MMM Oct 2009 $75 @ $2.09	-$2,109.95	33.6%	26.4%
$76.75	2009-10-19	Sell 10 MMM Nov 2009 $75 @ $3.00	$2,980.05	32.6%	25.7%

 

IWM -- Adjustment

The IWM position has been rolled down:

Price	Date	Description	Total	aXIRR	aROI
$58.09	2009-10-02	Buyback 20 IWM Oct 2009 $62 @ $0.20	-$429.95	28.1%	25.2%
$58.09	2009-10-02	Sell 20 IWM Oct 2009 $58 @ $1.48	$2,930.05	31.6%	28.2%

 

NFLX -- Adjustment

The NFLX position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$40.13	2009-09-03	Buyback 20 NFLX Sep 2009 $45 @ $0.20	-$429.95	-10.2%	-9.4%
$46.05	2009-09-16	Sell 20 NFLX Oct 2009 $47.50 @ $1.75	$3,470.05	27.5%	22.9%

The delay was because I bought back the outstanding call on 9/3 after a dip in price on reports that YouTube was going to compete with NFLX on streaming movies. I thought the drop in price was an overreaction, so I just held the stock without a call for a while and waited for the price to recover before selling the next call.
 

EEM -- Adjustment

The EEM positions was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$39.06	2009-09-16	Buyback 20 EEM Sep 2009 $36 @ $3.10	-$6,229.95	50.7%	43.6%
$39.11	2009-09-16	Sell 20 EEM Oct 2009 $39 @ $1.40	$2,770.05	51.0%	45.4%

 

MMM -- Adjustment

The MMM position was rolled up and 0ut:

Price	Date	Description	Total	aXIRR	aROI
$74.30	2009-09-10	Buyback 10 MMM Sep 2009 $70 @ $4.00	-$4,019.95	29.5%	56.5%
$74.97	2009-09-16	Sell 10 MMM Oct 2009 $75 @ $2.00	$1,980.05	32.4%	63.9%

 

IWM -- Adjustment

The IWM position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$61.50	2009-09-16	Buyback 20 IWM Sep 2009 $57 @ $4.55	-$9,129.95	38.8%	33.6%
$61.50	2009-09-16	Sell 20 IWM Oct 2009 $62 @ $1.50	$2,970.05	38.3%	34.0%

 

SPY -- Adjustment

The SPY position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$106.94	2009-09-16	Buyback 10 SPY Sep 2009 $103 @ $3.99	-$4,009.95	15.1%	14.5%
$106.94	2009-09-16	Sell 10 SPY Oct 2009 $107 @ $2.20	$2,180.05	16.3%	15.9%

 

SPY -- Adjustment

The SPY position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$102.81	2009-08-21	Buyback 10 SPY Aug 2009 $101 @ $1.74	-$1,759.95	12.6%	12.0%
$102.81	2009-08-21	Sell 10 SPY Sep 2009 $103 @ $2.19	$2,170.05	16.9%	16.0%

 

NFLX -- Adjustment

The NFLX position was rolled down and out:

Price	Date	Description	Total	aXIRR	aROI
$44.81	2009-08-14	Buyback 20 NFLX Aug 2009 $47.50 @ $0.25	-$529.95	6.0%	5.3%
$45.27	2009-08-21	Sell 20 NFLX Sep 2009 $45 @ $2.15	$4,270.05	16.9%	14.4%

 

IWM -- Adjustment

The IWM position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$56.66	2009-08-20	Buyback 20 IWM Aug 2009 $56 @ $0.89	-$1,809.95	37.5%	31.9%
$56.66	2009-08-20	Sell 20 IWM Sep 2009 $57 @ $1.64	$3,250.05	37.6%	32.6%

 

EEM -- Adjustment

The EEM position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$35.65	2009-08-14	Buyback 20 EEM Aug 2009 $33 @ $2.72	-$5,469.95	48.6%	40.6%
$35.66	2009-08-20	Sell 20 EEM Sep 2009 $36 @ $1.155	$2,280.05	48.4%	41.8%

 

MMM -- Adjustment

The MMM position was rolled out:

Price	Date	Description	Total	aXIRR	aROI
$70.98	2009-08-20	Buyback 10 MMM Aug 2009 $70 @ $1.15	-$1,169.95	29.4%	54.9%
$71.06	2009-08-20	Sell 10 MMM Sep 2009 $70 @ $2.60	$2,580.05	29.5%	56.5%

 

SPY -- Adjustment

The SPY position was rolled up:

Price	Date	Description	Total	aXIRR	aROI
$100.43	2009-08-04	Buyback 10 SPY Aug 2009 $91 @ $9.75	-$9,769.95	9.0%	8.6%
$100.43	2009-08-04	Sell 10 SPY Aug 2009 $101 @ $1.74	$1,720.05	11.5%	10.9%

 

Transaction and Analysis Ledger -- Update

---

To the left is what my current ledger page looks like for a given ETF or stock. The yellow-shaded cells are input cells. Everything else uses my SMF add-in to grab the necessary data from the Internet:

SMF Add-in Yahoo Group

C1:D1 allow me to display a chart (see below).

Q1 allows me to toggle update of all data, just by changing the drop-down box values (1 thru 8).

E16 allows me to enter an outstanding buyback price I have on the call, so that it will show up in my summary sheet.

Rows 17 thru 20 allow me to see the ledger entry changes in aXIRR and aROI if I roll the current position to the call ticker symbol entered in cell Q20. I also use these rows to paste my new transactions into the "real" portion of the ledger.

Q24:Q54 allow me to enter the a series of call ticker symbols to see what the premiums are for each and the relative effect of rolling to that call. A variation of rows 22 thru 54 can be found in the files area of the JustCoveredCalls group, although the "Alert" and "aRIU" calculations are different. In this case, the gray-shaded cells highlight my current call and the green-shaded cells highlight the call of highest aROI, Payback, and Premium (typically the same call).

---

To the left is what I would see if I were to use the drop-down boxes in cells C1 and D1 to request a Yahoo chart. I can only ask for the particular stock that the ledger page is for, but the timeframe can be easily varied.

---

MMM -- Adjustment

The MMM position was rolled up:

Price	Date	Description	Total	aXIRR	aROI
$68.50	2009-07-23	Buyback 10 MMM Aug 2009 $60 @ $8.60	-$8,619.95	21.2%	39.3%
$70.56	2009-07-31	Sell 10 MMM Aug 2009 $70 @ $2.00	$1,980.05	29.4%	54.9%

 

IWM -- Adjustment

The IWM position was rolled up:

Price	Date	Description	Total	aXIRR	aROI
$55.98	2009-07-31	Buyback 20 IWM Aug 2009 $49 @ $7.10	-$14,229.95	32.6%	27.6%
$55.98	2009-07-31	Sell 20 IWM Aug 2009 56.0 @ $1.47	$2,910.05	37.3%	31.7%

 

SO -- Closed Position

I closed the SO position because I'm uncomfortable with this market:

Price	Date	Description	Total	aXIRR	aROI
$30.50	2009-07-09	Buy 2000 SO @ $30.50	-$61,000.00	--	--
$30.87	2009-07-09	Sell 20 SO Jul 2009 $31 @ $0.40	$770.05	121.1%	79.1%
$30.57	2009-07-14	Buyback 20 SO Jul 2009 $31 @ $0.15	-$319.95	83.7%	60.5%
$30.64	2009-07-14	Sell 20 SO Aug 2009 $31 @ $0.65	$1,270.05	31.6%	27.2%
$32.29	2009-07-23	Buyback 20 SO Aug 2009 $31 @ $1.45	-$2,929.95	45.0%	37.0%
$32.32	2009-07-23	Sell 2000 SO @ $32.322	$64,644.00	183.8%	104.0%

Days Held: 14
Stock Gain: $3,644.00 (6.0%)
Call Income: -$1,209.80 (-2.0%)
Total Gain: $2434.20 (4.0%)
 

ED -- Position Closed

The ED position was closed due to lack of premiums on the calls:

Price	Date	Description	Total	aXIRR	aROI
$38.30	2008-12-26	Buy 1000 ED @ $38.30	-$38,300.00	--	--
$38.30	2008-12-26	Sell 10 ED Feb 2009 $40 @ $0.80	$780.05	14.4%	13.3%
$39.79	2009-02-12	Buyback 10 ED Feb 2009 $40 @ $0.20	-$219.95	46.6%	38.6%
$39.85	2009-02-12	Sell 10 ED Mar 2009 $40 @ $0.85	$830.05	39.1%	33.4%
$0.59	2009-03-16	Dividend	$590.00	--	--
$37.36	2009-02-20	Buyback 10 ED Mar 2009 40.00 @ $0.20	-$219.95	2.7%	2.6%
$34.70	2009-03-12	Sell 10 ED Apr 2009 $35 @ $1.30	$1,280.05	-7.0%	-7.0%
$38.45	2009-04-15	Buyback 10 ED Apr 2009 $35 @ $3.50	-$3,519.95	-2.3%	-2.2%
$0.59	2009-06-14	Dividend	$590.00	--	--
$38.64	2009-04-21	Sell 10 ED Aug 2009 $40 @ $1.30	$1,280.05	4.7%	4.6%
$37.84	2009-07-22	Buyback 10 ED Aug 2009 $40 @ $0.10	-$119.95	3.9%	3.7%
$38.00	2009-07-23	Sell 1000 ED @ $38.00	$38,000.00	4.6%	4.4%

Days Held: 209
Stock Loss: $300.00 (-0.8%)
Income Gain: $1,270.40 (3.3%)
Total Gain: $970.40 (2.5%)

 

NFLX -- Adjustment

The NFLX position has been rolled up:

Price	Date	Description	Total	aXIRR	aROI
$47.56	2009-07-23	Buyback 20 NFLX Aug 2009 $42.50 @ $5.80	-$11,629.95	12.7%	10.7%
$47.56	2009-07-23	Sell 20 NFLX Aug 2009 $47.50 @ $2.61	$5,190.05	25.7%	21.3%

 

MMM -- Adjustment

The MMM position was rolled out:

Price	Date	Description	Total	aXIRR	aROI
$61.90	2009-07-15	Buyback 10 MMM Jul 2009 $60 @ $2.05	-$2,069.95	21.1%	38.3%
$61.90	2009-07-15	Sell 10 MMM Aug 2009 $60 @ $3.20	$3,180.05	21.2%	39.3%

 

EEM -- Adjustment

The EEM position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$32.75	2009-07-15	Buyback 20 EEM Jul 2009 $31 @ $1.84	-$3,709.95	46.6%	37.8%
$32.64	2009-07-15	Sell 20 EEM Aug 2009 $33 @ $1.31	$2,590.05	45.8%	38.4%

 

SPY - Adjustment

The SPY position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$90.44	2009-07-14	Buyback 10 SPY Jul 2009 $88 @ $2.79	-$2,809.95	4.5%	4.2%
$90.44	2009-07-14	Sell 10 SPY Aug 2009 $91 @ $2.64	$2,620.05	8.0%	7.6%

 

IWM -- Adjustment

The IWM position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$49.64	2009-07-14	Buyback 20 IWM Jul 2009 $48 @ $1.76	-$3,549.95	31.8%	26.7%
$49.64	2009-07-14	Sell 20 IWM Aug 2009 $49 @ $2.27	$4,510.05	32.6%	27.6%

 

SO -- Adjustment

The SO position was rolled out:

Price	Date	Description	Total	aXIRR	aROI
$30.57	2009-07-14	Buyback 20 SO Jul 2009 $31 @ $0.15	-$319.95	83.7%	60.5%
$30.64	2009-07-14	Sell 20 SO Aug 2009 $31 @ $0.65	$1,270.05	31.6%	27.2%

 

NFLX -- Adjustment

The NFLX position was rolled up and out:

Price	Date	Description	Total	aXIRR	aROI
$42.25	2009-07-13	Buyback 20 NFLX Jul 2009 $40 @ $2.37	-$4,769.95	-9.8%	-9.0%
$42.25	2009-07-13	Sell 20 NFLX Aug 2009 $42.50 @ $2.90	$5,770.05	11.6%	9.8%

 

SPY - Adjustment

The SPY position was rolled down:

Price	Date	Description	Total	aXIRR	aROI
$88.00	2009-07-08	Buyback 10 SPY Jul 2009 $93 @ $0.15	-$169.95	0.7%	0.6%
$88.83	2009-07-13	Sell 10 SPY Jul 2009 $88 @ $2.00	$1,980.05	4.5%	4.2%

 

NFLX -- Adjustment

The NFLX position was rolled up:

Price	Date	Description	Total	aXIRR	aROI
$40.05	2009-07-10	Buyback 20 NFLX Jul 2009 $37.50 @ $2.85	-$5,729.95	-14.6%	-13.6%
$40.05	2009-07-10	Sell 20 NFLX Jul 2009 $40 @ $0.95	$1,870.05	-9.8%	-9.0%

 

NFLX -- Adjustment

A new call was sold on the NFLX position after the May option expired:

Price	Date	Description	Total	aXIRR	aROI
$40.89	2009-06-17	Sell 20 NFLX Jul 2009 $37.50 @ $4.00	$7,970.05	-14.6%	-13.6%

 

SPY -- Adjustments

The SPY position was adjusted up and out twice since the last blog entry for it:

Price	Date	Description	Total	aXIRR	aROI
$92.69	2009-06-15	Buyback 10 SPY Jun 2009 $89 @ $4.00	-$4,019.95	6.2%	5.8%
$91.96	2009-06-19	Sell 10 SPY Q2 2009 $92 @ $1.43	$1,410.05	7.4%	6.9%
$92.50	2009-06-29	Buyback 10 SPY Q2 2009 $92 @ $0.90	-$919.95	6.4%	6.0%
$92.50	2009-06-29	Sell 10 SPY Jul 2009 $93 @ $1.65	$1,630.05	9.4%	8.8%

 

SO -- New Position

A new position was established in SO:

Price	Date	Description	Total	aXIRR	aROI
$30.50	2009-07-09	Buy 2000 SO @ $30.50	-$61,000.00	--	--
$30.87	2009-07-09	Sell 20 SO Jul 2009 $31 @ $0.40	$770.05	121.1%	79.1%

 

MMM -- Adjustment

The MMM position was rolled out and had a dividend since the last blog entry for it:

Price	Date	Description	Total	aXIRR	aROI
--	2009-06-12	Dividend ($0.510 per share)	$510.00	--	--
$59.36	2009-06-19	Buyback 10 MMM Jun 2009 $60 @ $0.05	-$69.95	15.9%	28.4%
$59.36	2009-06-19	Sell 10 MMM Jul 2009 $60 @ $1.40	$1,380.05	17.8%	32.5%

 

IWM -- Adjustment

The IWM position was rolled up and out and had a dividend since the last blog entry for it:

Price	Date	Description	Total	aXIRR	aROI
$51.22	2009-06-29	Buyback 20 IWM Jun 2009 $50 @ $1.40	-$2,829.95	40.3%	33.1%
$51.23	2009-06-29	Sell 20 IWM Jul 2009 $52 @ $0.82	$1,610.05	39.9%	33.1%
--	2009-07-09	Dividend ($0.181 per share)	$361.42	--	--

 

EEM -- Adjustments and Dividend

The EEM position has had two adjustments and a dividend since the last blog entry for it:

Price	Date	Description	Total	aXIRR	aROI
$32.31	2009-06-15	Buyback 20 EEM Jun 2009 $31 @ $2.10	-$4,229.95	53.7%	41.5%
$31.88	2009-06-19	Sell 20 EEM Jul 2009 $32 @ $1.22	$2,410.05	49.6%	40.0%
--	2009-06-29	Dividend ($0.247 per share)	$494.57	--	--
$30.86	2009-07-10	Buyback 20 EEM Jul 2009 $32 @ $0.24	-$509.95	42.1%	34.4%
$30.87	2009-07-10	Sell 20 EEM Jul 2009 $31 @ $0.61	$1,190.05	45.4%	36.9%

 

IWM -- Adjustment

The IWM position was rolled up and out to the quarter-end option:

Price	Date	Description	Total	aXIRR	aROI
$52.60	2009-06-10	Buyback 20 IWM Jun 2009 $48 @ $4.00	-$8,029.95	41.4%	33.6%
$52.70	2009-06-11	Sell 20 IWM Q2 2009 $50 @ $3.50	$6,970.05	41.4%	33.9%

 

PZZA -- Call Exercised

The PZZA position was closed when the call was exercised this weekend:

Price	Date	Description	Total	aXIRR	aROI
$25.23	2009-04-21	Buy 1000 PZZA @ $25.23	-$25,229.40	--	--
$25.23	2009-04-21	Sell 10 PZZA May 2009 $25 @ $1.67	$1,650.05	--	--
$25.00	2009-05-18	Sell at end of period	$24,975.00	117.6%	74.8%

Days Held: 27
Stock Loss: $245.40 (-1.0%)
Income Gain: $1650.05 (6.5%)
Total Gain: $1395.65 (5.5%)

B&H Gain would have been $1880.60 (7.5%)